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Top-Rated Lenders
Editor-verified picks with the best rates and terms
SoFi
APR Range
8.99% – 25.81%
Loan Amount
$5,000 – $100,000
Min Credit
680+
SoFi offers competitive personal loans with no fees, unemployment protection, and member benefits.
Soft pull only · No credit impact
LightStream
APR Range
7.49% – 25.49%
Loan Amount
$5,000 – $100,000
Min Credit
660+
LightStream is the online lending division of Truist Bank, offering some of the lowest personal loan rates.
Soft pull only · No credit impact
Kabbage
APR Range
1.50% – 10.00%
Loan Amount
$2,000 – $250,000
Min Credit
560+
Kabbage by American Express provides flexible business lines of credit with fast approvals.
Soft pull only · No credit impact
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