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SoFi

Featured
4.8(2,847 reviews)

SoFi offers competitive personal loans with no fees, unemployment protection, and member benefits.

APR Range

8.99% – 25.81%

Loan Amount

$5,000 – $100,000

Min Credit Score

680+

Time to Fund

Same day

Check My Rate at SoFi

Soft credit pull only · No impact to your credit score

Pros

  • No origination fees
  • Same-day funding available
  • Unemployment protection
  • High loan amounts

Cons

  • Requires good credit
  • No co-signers allowed
  • Not available in all states

Eligibility Requirements

  • Min credit score: 680
  • Min income: $45,000/yr
  • U.S. citizen or permanent resident

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