Terms of Service

Last updated: April 26, 2025

1. Acceptance of Terms

By accessing or using mylendingonline.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Not a Lender

MyLendingOnline is a comparison and information platform only. We are not a lender, broker, or financial advisor. We do not make lending decisions, issue credit, or guarantee loan approval. All loan applications and agreements are between you and the individual lender.

3. Advertiser Disclosure

MyLendingOnline receives compensation from lenders and advertisers featured on this site. This compensation may influence the placement and order of listings. However, it does not affect our editorial integrity — our ratings and reviews are based on objective criteria.

4. Accuracy of Information

We strive to keep loan rates, terms, and lender information accurate and up to date. However, financial products change frequently. Always verify rates and terms directly with the lender before applying. MyLendingOnline is not responsible for errors or outdated information.

5. No Financial Advice

Content on MyLendingOnline is for informational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified financial professional before making significant borrowing decisions.

6. Intellectual Property

All content on this site — including text, graphics, logos, and code — is the property of MyLendingOnline or its content suppliers and is protected by copyright law. You may not reproduce or redistribute content without written permission.

7. Limitation of Liability

MyLendingOnline shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on information provided. Our total liability is limited to the amount you paid to use our services (if any), which for most users is zero.

8. Governing Law

These terms are governed by the laws of the United States. Any disputes shall be resolved in the applicable federal or state courts.

9. Contact

Questions about these terms? Email legal@mylendingonline.com.