Compare Business Loans

Financing for small and mid-size businesses. Last updated April 2025.

Our picks: A shortlist of business loans lenders compared on published APR range, loan amounts and minimum credit score. Terms change often, so check each lender’s site before applying. We may earn a commission when you apply.
Featured1
K

Kabbage

APR Range

1.50% – 10.00%

Check the lender for current rates

Loan Amount

$2,000 – $250,000

Min Credit

560+

Kabbage by American Express provides flexible business lines of credit with fast approvals.

You apply on the lender’s site

Business Loans — Frequently Asked Questions

What is the best business loans rate right now?

Business Loans rates depend on the lender, loan amount, term and your credit profile, and they change often. Compare current offers from several lenders and check each lender's published rates before you apply.

How do I qualify for a business loans?

Most lenders require a minimum credit score of 580–680, verifiable income, and a debt-to-income ratio under 45–50%. Some lenders specialize in borrowers with lower credit scores. Compare your options above to find lenders that match your profile.

How long does it take to get funded?

Many online lenders fund within 1–3 business days after approval. Some offer same-day or next-day funding. Traditional banks can take 5–10 business days.