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Compare Mortgages

Home purchase and refinance loans. Last updated April 2025.

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Our picks: A shortlist of mortgages lenders compared on published APR range, loan amounts and minimum credit score. Terms change often, so check each lender’s site before applying. We may earn a commission when you apply.
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R

Rocket Mortgage

APR Range

6.50% – 8.50%

Check the lender for current rates

Loan Amount

$45,000 – $2,500,000

Min Credit

620+

Rocket Mortgage is America's largest mortgage lender, offering a fully digital home loan experience.

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You apply on the lender’s site

Mortgages — Frequently Asked Questions

What is the best mortgages rate right now?

Mortgages rates depend on the lender, loan amount, term and your credit profile, and they change often. Compare current offers from several lenders and check each lender's published rates before you apply.

How do I qualify for a mortgages?

Most lenders require a minimum credit score of 580–680, verifiable income, and a debt-to-income ratio under 45–50%. Some lenders specialize in borrowers with lower credit scores. Compare your options above to find lenders that match your profile.

How long does it take to get funded?

Many online lenders fund within 1–3 business days after approval. Some offer same-day or next-day funding. Traditional banks can take 5–10 business days.