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LightStream

Featured
4.7(1,923 reviews)

LightStream is the online lending division of Truist Bank, offering some of the lowest personal loan rates.

APR Range

7.49% – 25.49%

Loan Amount

$5,000 – $100,000

Min Credit Score

660+

Time to Fund

Same day

Check My Rate at LightStream

Soft credit pull only · No impact to your credit score

Pros

  • Lowest APRs for excellent credit
  • No fees whatsoever
  • Same-day funding
  • Rate Beat Program

Cons

  • Hard to qualify
  • No pre-qualification option
  • Requires excellent credit

Eligibility Requirements

  • Min credit score: 660
  • Strong credit history
  • Stable income

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