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Rocket Mortgage

Featured
4.6(5,421 reviews)

Rocket Mortgage is America's largest mortgage lender, offering a fully digital home loan experience.

APR Range

6.50% – 8.50%

Loan Amount

$45,000 – $2,500,000

Min Credit Score

620+

Time to Fund

8-30 days

Check My Rate at Rocket Mortgage

Soft credit pull only · No impact to your credit score

Pros

  • Fully online process
  • Fast approval
  • Wide range of products
  • Strong customer service

Cons

  • No in-person branches
  • Higher rates than some competitors

Eligibility Requirements

  • Min credit score: 620
  • Min down payment: 3%
  • Debt-to-income: under 50%

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