MyLendingOnline
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Upgrade

Upgrade offers accessible personal loans with flexible terms and fast funding for fair credit borrowers.

APR Range

9.99% – 35.99%

Loan Amount

$1,000 – $50,000

Min Credit Score

580+

Time to Fund

1-4 days

Check My Rate at Upgrade

Soft credit pull only · No impact to your credit score

Pros

  • Accepts fair credit
  • Fast approval
  • Flexible terms
  • Mobile app

Cons

  • Origination fees up to 9.99%
  • Higher rates for lower credit

Eligibility Requirements

  • Min credit score: 580
  • Min income: $25,000/yr

Advertiser Disclosure:MyLendingOnline may receive compensation when you click links to lender sites. Rates and terms are subject to change. Always review the lender's terms before applying.