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NetCredit
NetCredit specializes in personal loans for borrowers with bad or limited credit history.
APR Range
34.00% – 155.00%
Loan Amount
$500 – $10,000
Min Credit Score
500+
Time to Fund
Next business day
Soft credit pull only · No impact to your credit score
Pros
- Accepts very low credit scores
- Reports to credit bureaus
- No prepayment penalty
Cons
- Very high APRs
- Small loan amounts
- Not available in all states
Eligibility Requirements
- Min credit score: 500
- Active bank account
- Regular income
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