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NetCredit

4(1,654 reviews)

NetCredit specializes in personal loans for borrowers with bad or limited credit history.

APR Range

34.00% – 155.00%

Loan Amount

$500 – $10,000

Min Credit Score

500+

Time to Fund

Next business day

Check My Rate at NetCredit

Soft credit pull only · No impact to your credit score

Pros

  • Accepts very low credit scores
  • Reports to credit bureaus
  • No prepayment penalty

Cons

  • Very high APRs
  • Small loan amounts
  • Not available in all states

Eligibility Requirements

  • Min credit score: 500
  • Active bank account
  • Regular income

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